(A) Towards otherwise before notice big date of refinancing loan, the veteran must have produced at the very least six successive monthly obligations with the loan becoming refinanced. Towards the purposes of that it part (a)(9), monthly payment means a full month-to-month money balance underneath the mention including any extra monthly wide variety provided to amongst the seasoned and also the holder of the mortgage being refinanced, such money to have taxation, possibility insurance coverage, charges and fees related to late money, and you will amounts due within an installment package.