• Jumbo mortgage software: Getting high-rates attributes, jumbo loans provide a route to homeownership with an all the way down percentage as low as ten-15% of cost. The tradeoff with the apps is that you can typically you desire good borrowing from the bank, a low personal debt-to-earnings (DTI) ratio and you will high savings so you’re able to meet the requirements, nevertheless they can be a great solution for people who meet the standards.