Michelle Lambright Black colored are credit cards, home loan, and personal financing specialist . Her performs has been looked in print such as for instance Reader’s Break up, LendingTree, Forbes, Experian, Bankrate, and you may Business Insider. When she isn’t geeking aside regarding credit, she is getting together with their unique high school students from inside the Charlotte, Vermont.

Glen Luke Flanagan is good deputy editor on Fortune Recommends who is targeted on mortgage and you can charge card articles.